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Offers > 0% APR for 36 months1
Special Offer

0% APR for 36 months1

  • Minimum purchase amount of $1,000
  • No annual fee1
  • Quick and secure online application
  • Apply now, or in checkout
  • The Stearns & Foster Credit Card may be used to make purchases on Stearnsandfoster.com, or by phone with one of our Sleep Experts
  • The Stearns & Foster Credit Card cannot be used for purchases at any other merchants

1 The Stearns & Foster credit card is issued by Wells Fargo Bank, N.A. Special terms for 36 months apply to qualifying purchase of $1,000 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. The information is accurate as of 09/01/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2024.

2 Monthly payment is based on purchase price alone excluding taxes and shipping. Credit purchases subject to credit approval. Other transactions may affect the monthly payment.

Minimum Purchase 0% APR for Monthly Payments

$1,000

36 months1

$27.78/mo2

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